How to Sign Up
Application
There are different ways to apply for AHCCCS Freedom to Work:
- Online using Health-e-Arizona. Health-e-Arizona lets you apply for other programs, like Nutrition Assistance or TANF Cash Assistance, at the same time.
- Online using HealthCare.gov, an online one-stop shop where you can learn about your public and private coverage options.
- Using a paper application the AHCCCS Freedom to Work office can mail you. To ask for an application, call 1-855-432-7587 or 1-602-417-5010.
When you fill out your application, make sure to answer all questions completely, including questions about your income and whether you have a disability.
No matter how you apply, it is important to know that if you are not eligible for AHCCCS Freedom to Work, you may be able to get private insurance subsidized by the government.
Note: If you get Supplemental Security Income (SSI) or are on SSI 1619(b), you don’t need to apply for AHCCCS Freedom to Work, because you’ll get AHCCCS coverage automatically and won’t have to pay a premium.
Health-e-Arizona is the easiest way to apply for AHCCCS Freedom to Work if you think you might qualify. Health-e-Arizona also lets you apply for other benefits, like Nutrition Assistance (formerly Food Stamps), at the same time.
HealthCare.gov is a good option if you don’t think you will qualify for AHCCCS Freedom to Work, because it will also check if you can get private coverage with subsidies.
The bottom line: Both systems will help you find the benefits you need. The big difference is that, depending on your situation, one might be faster than the other.
Staying on AHCCCS
Usually, once you are approved for AHCCCS Freedom to Work, you will continue to get it for 12 months if your situation does not change. If your income, household size, or disability status changes or you turn 65, update your information on Health-e-Arizona or with the AHCCCS Freedom to Work office at 1-855-432-7587 or 1-602-417-5010.
When you report your changes, the eligibility system will tell you whether you will continue getting AHCCCS Freedom to Work or if you have new health coverage options. There should always be at least one health coverage option for your family.
If you need help applying for AHCCCS Freedom to Work, try the following options:
- Call AHCCCS Freedom to Work at 1-855-432-7587 or 1-602-417-5010.
- Talk to a Federally Qualified Health Center.
- Get local help from HealthCare.gov.
- Talk to a Work Incentive Consultant to learn more about health programs for people with disabilities.
Job Loss
To be on AHCCCS Freedom to Work, you must be employed. If you lose your job and your AHCCCS Freedom to Work coverage, there should be at least one health coverage option for you. You may become eligible for AHCCCS without a premium or an individual insurance plan that the government will help you pay for. Read more about these options in DB101’s Health Programs section.
Medical Leave
If you go on medical leave from work, using either Family Medical Leave or short-term disability insurance, you will continue to be covered by AHCCCS Freedom to Work.
Learn more
Get Expert Help
Ask an Arizona Work Incentive Consultant your questions about work and benefits.
1-866-304-WORK (9675)
A Work Incentive Consultant is a trained expert who can help you understand Social Security work incentives, disability benefit programs, and how they are impacted by work. Their goal is to help you transition to work and make a sustainable financial plan for your future.
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