Open enrollment for Healthcare.gov is starting on November 15. During open enrollment:

• If you don't have individual health coverage, you can apply for it. Depending on your income and family situation, you may qualify for public health coverage like AHCCCS or for help paying for a private plan through tax subsidies.
• If you already have health coverage through Healthcare.gov, you can choose which plan you want for 2015. Even if you don't want to change plans, it's a good idea to log in and make sure that your income and other information are up-to-date, because if anything has changed, your tax subsidies could go up or down or you might qualify for other help.

Here are some important dates:

• November 15, 2014: Open enrollment begins. You can apply for or change your coverage starting November 15.
• December 15, 2014: Sign up by December 15 if you want new coverage that begins on January 1, 2015. If you already get coverage and want to change plans, sign up by December 15 to make sure there is no gap in your coverage.
• February 15, 2015: This is the last day you can apply for 2015 coverage.

Read more about open enrollment on Healthcare.gov.